Current Mortgage Refinance Rates for Jul. 10, 2025
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An out-of-date mantra that once lured in prospective homebuyers is being criticized by mortgage originators who say clients were “misled.”
Today’s 15-Year Refinance Rates. The current average rate on a 15-year refinance is 6.75% compared to the rate a week before of 6.68%. The 52-week high for a 15-year refinance rate was 6.76% ...
Mortgage application activity bounced higher last week following a drop in rates to the lowest levels in 3 months. The Mortgage Bankers Association’s (MBA) weekly survey showed a 9.4% increase in the seasonally adjusted Composite Index for the week ending July 4,
Refinancing a personal loan means replacing an existing loan with a new one. Personal loan refinancing could make sense if you're able to lower your interest rate or reduce monthly payments. Getting multiple rate quotes can help you compare your refinancing options.
The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances, $806,500 or less, decreased to 6.77% from 6.79%, with points holding steady at 0.62, including the origination fee, for loans with a 20% down payment. That was the lowest level in three months.
Mortgage rates holding stubbornly above 6.6% leave many people stuck with higher monthly costs and no path to refinance
Capital One Financial Corp. will shut down the home equity and refinance operations it inherited from acquiring Discover Financial Services.