Crissy and Avi Eliashar bought their home in Jonestown, Texas, 13 years ago. They never had a problem with flooding until water washed away their home, car and all their possessions early Saturday morning.

Many Texas flood victims are now facing the harsh reality of insurance uncertainty, as questions mount over what damages will be covered.

There are questions over why oversight was eased at Mystic Camp as it expanded in a hazardous floodplain, the AP reported.

The risk of the catastrophic flooding that struck Texas Hill Country as people slept on July 4 and left at least 120 dead was potentially underestimated by federal authorities, according to an ABC News analysis of Federal Emergency Management Agency data, satellite imagery and risk modeling.

At least 27 campers and counselors at Camp Mystic perished in Friday's floods, with the total death toll in the floods now surpassing 100.